Downtown living in Texas can get expensive fast, but it doesn’t have to be that way. Scattered across the state are towns and suburbs where the prices stay low and the perks of city life stay close. These 10 areas make it easier to live well on a budget, all while keeping you just minutes from major hubs. Keep swiping to find out which towns stretch your dollar.
Harlingen (Median Home Price: $230,000)
Besides consistently ranking among the most affordable cities in Texas, Harlingen is in the Rio Grande Valley, one of the state’s fastest-growing regions. It has a cost of living 24% below the national average. In addition to these perks, the palm trees lining the streets and beach access within a short distance make life more enjoyable for residents.
Eagle Pass (Median Home Price: $231,835)
If your vibe is small-town charm with border-town perks, consider moving to Eagle Pass. Residents enjoy low housing costs, walkable access to Mexico, and Lucky Eagle Casino, the only casino in Texas. Likewise, there’s an undeniable family-friendly energy thanks to Historic Fort Duncan, which has been standing since 1849.
Pharr (Median Home Price: $210,000)
Pharr offers one of the lowest average housing costs in the McAllen metro area, while being just minutes away from the Texas–Mexico border. This location is also within a 15-minute drive of three international bridges. There’s even a year-round farmers market and a surprising arts scene. All these factors make it ideal for those seeking affordability and a cross-cultural experience.
Longview (Median Home Price: $320,000)
The name of this place is derived from a house with a “long view” of the valley. It has over 1,000 acres of public parks and hosts the Great Texas Balloon Race every summer. Besides low-cost housing, the strong healthcare and industrial jobs keep its small-city value without losing touch with nearby big hubs.
Wichita Falls (Median Home Price: $219,500)
Military families love Wichita Falls for its low costs and proximity to Sheppard Air Force Base. The city once built the “world’s littlest skyscraper,” a quirky, 40-foot mix-up that still stands. You have access to 24+ miles of bike trails and a namesake artificial waterfall that keeps things interesting.
Abilene (Median Home Price: $250,000)
For those who prefer West Texas, living in Abilene can provide access to low costs and short commutes, delivering a quality of life without the big-city stress. It hosts three universities, a significant Air Force base, and growing public services. Families enjoy life-sized storybook sculptures across town. Downtown? Filled with galleries, murals, and more reasons to stick around.
Lubbock (Median Home Price: $250,000)
The birthplace of rock ‘n’ roll legend Buddy Holly is also known for its low cost of living. Lubbock is one of America’s top cotton-producing regions and is home to Texas Tech University, both of which are major local employers that contribute significantly to its economy. Besides thriving on agriculture and energy, the city gets over 260 days of sunshine yearly.
Victoria (Median Home Price: $269,500)
Victoria ranks among the oldest cities in Texas, established in 1824 by Mexican empresario Martín De León. Positioned between Houston and Corpus Christi, it offers easy access to both, which led to its nickname, “The Crossroads.” Residents enjoy quick coastal getaways and local attractions like the Texas Zoo.
Killeen (Median Home Price: $248,500)
Killeen runs young, fast, and affordable. Linked closely to Fort Cavazos, it thrives on military energy and global flavor. Community events on base are common, and international cuisine is readily available throughout the city. With a median age under 30, it’s one of Texas’s most youthful cities—and a top pick for renters.
Pasadena (Median Home Price: $277,000)
Living in Pasadena means you’re less than 30 minutes from downtown Houston. Once known as the Strawberry Capital of the South, it now offers affordable homes, 40 public parks, and an extensive trail system. This balance of outdoor appeal and convenience makes it a standout suburban option.
