Living abroad doesn’t have to mean draining your savings—some cities offer a comfortable lifestyle at a fraction of U.S. costs. With affordable housing, daily expenses, and healthcare, many Americans are finding financial relief and cultural adventure overseas. These destinations combine value with vibrant living. Explore such 10 foreign cities where low costs make life abroad surprisingly easy.
Lisbon, Portugal
With one-bedroom apartments in the city center costing around $1,310 a month, a single person can live for about $2,200 total, which then reshapes your budget for a grand European adventure. You might even find yourself enjoying a delicious “pastel de nata” for a single dollar. Lisbon, known for its seven hills, even offers stunning views.
Chiang Mai, Thailand
Chiang Mai is a place where every dollar stretches a long way, especially if you’re a couple looking to settle down. Your monthly living expenses will fall between $1,800 and $2,200, even with a luxury condo that costs a fraction of what you’d pay back home. The region is also famous for elephant sanctuaries that provide a special way to connect with local culture.
Penang, Malaysia
Known as the “Pearl of the Orient,” this destination is a UNESCO World Heritage Site with a rich history. Since private hospital visits run as low as $10 to $30 without insurance, this city provides great savings and a peaceful lifestyle. A one-bedroom apartment here rents for only $300 to $500, with monthly utilities costing under $60.
San Miguel De Allende, Mexico
Filled with colonial architecture and a thriving expat community, San Miguel de Allende is truly special. Mexico ranks high for its low costs, so you’ll find one-bedroom rentals for just $600 to $800 a month here. You can also join the annual “Day of the Dead” festivals that attract global crowds while finding handmade crafts for as little as $5.
Panama City, Panama
Living costs are quite reasonable over here, with one-bedroom apartments going for around $1,100 per month. It’s a city that effortlessly blends a modern skyline with a lush tropical rainforest. Additionally, many expats receive discounts on medications and other expenses, prompting your money to stretch far beyond your initial expectations.
Tirana, Albania
Tirana surprises many with its low-cost living and a welcoming vibe that has a lot to offer. Your total monthly living expenses might be around $1,200, with rents for one-bedroom spots ranging from $400 to $600. Meanwhile, American citizens can stay here visa-free for up to 12 months, which makes it a perfect spot for extended travel.
Medellin, Colombia
Often called the “City of Eternal Spring,” Medellin has blossomed into a lively tech hub. A couple can get by on just $2,000 each month, with two-bedroom apartments in nice areas going for around $800. For instance, a doctor’s visit will only cost you about $30, which is dramatically less than in the United States.
San Isidro del General, Costa Rica
You can find a furnished rental for as little as $700 a month, while a couple’s total monthly expenses average just $1,500. As it happens, private healthcare is about 60% cheaper than it would be in the U.S., offering great peace of mind. Set in the heart of Costa Rica’s stunning cloud forests, this tranquil city is also perfect for nature lovers.
Hoi An, Vietnam
This UNESCO-listed ancient town is famous for its streets lined with beautiful lanterns. Ultimately, routine check-ups here cost less than $50, which helps you maintain your wellness without financial stress. If you’re a remote worker, you can find a modern apartment for just $300 per month and eat meals from street vendors for only $3
Bali, Indonesia
Bali, an Indonesian island, is a true tropical paradise that offers an affordable yet amazing lifestyle. A single person can live here for around $1,000 per month, with villa rentals available for $500 to $800. Medical expenses also cost roughly 70% less than in the U.S., and that savings make the place especially appealing.
