Your 70s aren’t the time to hit pause on financial decisions. In fact, some of your smartest money moves are still ahead. No major overhauls needed, just small actions with solid payoffs. The goal? Less stress, more security, and zero regret. Want to see what helps? Here are the smart retirement steps worth making after […] More
When it comes to retirement in the U.S., Social Security tends to be the backbone for most people. It’s steady, familiar, and for many Americans, the main thing keeping retirement even remotely within reach. But how does it compare to what other retirees are getting around the world? Spoiler: the U.S. doesn’t top the list. […] More
Not everything needs to follow you into retirement. Some stuff just weighs you down. Clearing it out can feel surprisingly good—and sometimes even profitable. It’s not just about money either; space and simplicity start to matter more. This listicle shares ten smart things people often sell when they’re ready for that next chapter. Vacation Property […] More
The end of life doesn’t mean your money will disappear. A 401(k), in particular, keeps following its own timeline. These accounts often outlive their owners, and what happens next can either help loved ones, create confusion, or sit in limbo. So, here are 10 real possibilities for what might happen to a 401(k) after its […] More
Retirement is a chapter many look forward to, but with freedom comes new financial responsibilities—and sometimes, uncertainty. Suze Orman, a trusted voice in personal finance, strongly advises retirees to keep a substantial amount of their savings in cash. Why? Because life doesn’t stop throwing surprises just because you’ve stopped working. Think you’re prepared? Suze’s cash […] More
For decades, the public narrative around retirement has championed the million-dollar goal as the gold standard of financial security. However, when it comes to wealthy couples, this figure quickly loses relevance. For the affluent, $1 million is often seen as an emergency cushion. So, what does a wealthy nest egg really look like? The answer […] More
Converting to a Roth seems like a smart play—pay taxes now, skip them later. But the fine print matters. One wrong move can raise your tax bill or cancel out key benefits. The ten examples that follow illustrate how good intentions intersect with real-world costs and why timing and strategy are just as important as […] More
Retirement in America paints a very different picture depending on which side of the wealth spectrum you land. For some, it’s long mornings with coffee and crossword puzzles by the lake. For others, it’s navigating a tight budget with the same urgency that once belonged to a 9-to-5 job. Understanding the different wealth tiers that […] More
Retirement should feel like financial freedom, not a constant squeeze. Yet, many retirees unknowingly spend more than they realize on daily expenses, slowly draining their savings. With inflation and rising healthcare costs, trimming back doesn’t mean sacrificing comfort; it means spending smarter. These 10 strategies can help retirees save thousands without giving up the lifestyle […] More
Some retirees swap office chairs for porch swings. Others? They glide into retirement with financial finesse and a platinum travel rewards card. You can spot them by the way they sip espresso or handle estate plans like pros. Curious what sets them apart? These subtle habits give them away. Delaying Social Security Signals Wealth You’ve […] More
Getting older and appointing your child to manage your legal matters may seem responsible, but it often leads to unintended complications. Here are 10 reasons to pause and think carefully before giving your child the power to act on your behalf. You know why? Because even with good intentions, things can go wrong. Lack Of […] More
Scammers don’t always come wearing masks. Sometimes, it’s a friendly voice on the phone or an email that looks just right. Seniors are often targeted because fraudsters think they won’t catch on. But knowledge is power. These twenty scams show what to watch for and how to stop a trick before it starts. Phishing Scams […] More