You don’t need to stretch your imagination or your bank account to picture this: a balcony facing the waves, palm trees in sight, and a price tag under $100K. These homes exist. If you’re looking to buy one, let’s travel through ten countries where coastal ownership is surprisingly within reach, and maybe within your plans.
Dominican Republic
On the north coast, bright towns like Las Terrenas combine postcard charm with surprising prices. Verified condos right on the beach list around $85,000, and buyers hold full title without restrictions. Unlike nearby islands where costs soar, affordability here continues to attract expats who want both sand and value.
Ecuador
Forget about currency fluctuations—Ecuador relies on the U.S. dollar. Real estate options near $65,000 in Crucita or Olon confirm its affordability. Retirees can secure visas without much trouble, while coastal towns like Salinas already offer solid infrastructure and welcoming expat neighborhoods.
Belize
Buying real estate is simpler in Belize because English is spoken everywhere and foreign ownership is unrestricted. Affordable beachfront homes under $100K remain in Corozal, with Ambergris Caye becoming costly. Retirees find special programs available, and mainland towns benefit from low property taxes and easy title transfers.
Colombia
Santa Marta shows homes priced between $60,000 and $95,000, which proves Colombia’s accessibility. Foreign buyers can own property even near the coasts, where both the Caribbean and Pacific shine. Strong hospitals and low costs of living make the country increasingly appealing for long-term stays.
Philippines
Low property taxes and light visa rules add to the Philippines’ appeal for retirees. English is widely spoken, so purchasing is easy here. Foreigners may own condos outright and lease houses. In Siargao, beachfront homes stay under $100K, with frequent flights linking the islands efficiently.
Albania
European Union (EU) membership talks have brought new energy to Albania’s Adriatic coast. In Durres and Vlore, listings show beachfront apartments starting near $85,000. Buyers face no restrictions, and roads and ports continue to improve. With costs of living still low, owning property here feels both practical and inviting.
Nicaragua
Residency in Nicaragua becomes possible through investment, with foreign ownership unrestricted. San Juan del Sur provides verified listings under $100K along its Pacific horizon. However, there’s some political uncertainty, and healthcare options may also fall short. Yet many still compare those drawbacks against the affordability paired with coastal beauty.
Turkey
Affordable apartments—often near $85,000—are available in Mersin or Amasra. Buyers from abroad meet a few barriers beyond military zones. Local infrastructure includes schools and other essentials. With currency shifts in recent years, those same homes appear even more affordable to international purchasers searching for solid value.
Morocco
Homes in Essaouira and El Jadida usually price below $100K, with riads and apartments on the market. Buyers can purchase easily, though rural land requires approvals. Distinct architectural influences shape each town, while rail and port expansions continue to strengthen connections along Morocco’s breezy Atlantic coast.
Mexico
Mexico’s Pacific coast still shows sub-$100K options in places like Mazatlan, where verified condos can list around $90,000–$100,000. Foreign buyers use a bank-administered fideicomiso for coastal property, which grants full use and resale rights. Annual predial taxes are low by regional standards, mostly near 0.1%–0.5% of assessed value.
